
A unique cross border pension platform
Aware of the complexities of the European pension landscape, Amundi is committed to providing a pan-European pension offer tailored for multinational clients.
Complexity inspires innovation, and has led Amundi to launch the first multi-employer IORP pension fund, already approved in 9 European countries.
Completing the offer Amundi provides solutions for the Expat, Mobile, ONG population as well.
Behind the scenes of Amundi ESR
Key benefits for multinational corporations
- The only multi-employer pan-European pension fund that is operational in nine countries
- Structured through a compartment for each European country to remain fully compliant with local social, tax and retirement regulations
- Harmonization of DC schemes at the local level
- A single entry point managing complexity and offering simplicity
- A global approach that enjoys local accommodations and flexibility
- Allowing to customize investment solutions dedicated to employee benefits
- A single vehicle integrated with a complete digital platform that can translate into cost savings
- Pooling and ring-fencing employee assets in each compartment
- Offering easier consolidation of pension schemes
- Lowering risks with enhanced, modular governance structure
- A more homogeneous investment policy and member outcomes that facilitate mobility
- The only multi-employer pan-European pension fund that is operational in nine countries
- Structured through a compartment for each European country to remain fully compliant with local social, tax and retirement regulations
- Harmonization of DC schemes at the local level
- A single entry point managing complexity and offering simplicity
- A global approach that enjoys local accommodations and flexibility
- Allowing to customize investment solutions dedicated to employee benefits
- A single vehicle integrated with a complete digital platform that can translate into cost savings
- Pooling and ring-fencing employee assets in each compartment
- Offering easier consolidation of pension schemes
- Lowering risks with enhanced, modular governance structure
- A more homogeneous investment policy and member outcomes that facilitate mobility
Amundi Retirement Solutions: a value proposition
Amundi Retirement Solutions (ARS) offers a complete package with a multi-employer, pan-European pension fund and premium administrative services that is tailored to your specific employee benefits policies and investment needs.
Reliable governance, compliant at all levels

Information given for illustrative purposes only, may be changed without prior notice.
APF is administered by a board of directors and a general meeting. The board provides unique services to each sponsor company based on their expectations and a governance plan depending on their culture and scheme history. Additionally, APF has a dedicated team of risk managers whose key objectives are to:
|
![]() |
Complete package of administrative services, dedicated to employees and corporates
- A cutting-edge, secure, proprietary and natively web-designed IT platform to service International members;
- Extensive functionalities: executing transactions, making investment decisions, risk profiling assessment, obtaining reports, updating personal information, …
- Assistance with main missions :
- Be the dedicated point of contact for Members;
- Answer all types of messages
- Assist Members when needed in their investments
- Provide a solution for all brought up claims
- Verify the consistency of all documentation at Members’ disposal
- Multi-channel: through web call back, web chat, telephone...;
- Multi-currency: EUR, USD, CHF, GBP, and JPY available
- Multi-lingual
- A cutting-edge, secure, proprietary and natively web-designed IT platform to service International members;
- Extensive functionalities: executing transactions, making investment decisions, risk profiling assessment, obtaining reports, updating personal information, …
- Assistance with main missions :
- Be the dedicated point of contact for Members;
- Answer all types of messages
- Assist Members when needed in their investments
- Provide a solution for all brought up claims
- Verify the consistency of all documentation at Members’ disposal
- Multi-channel: through web call back, web chat, telephone...;
- Multi-currency: EUR, USD, CHF, GBP, and JPY available
- Multi-lingual
Long-term investments solutions
Our retirement offer is based on three key investment solutions:
Amundi has access to a full range of expertise including, but not limited to:
- Active/Passive managed funds
- SRI and Impact Investing
- Alternative and Real Assets
Amundi relies on an experienced multi-management team, which provides access to more than 45 000 external funds from more than 400 asset managers. Additionally, Amundi benefits from partnerships with insurance companies to offer services such as: access to general accounts, coverage of biometric risks and fixed and variable annuities.
For more information on our Amundi Retirement Solutions
Find all of our Pan-European Retirement Solutions on Amundi Retirement Solutions Mini Website.