
Pension Funds Letter 24 - A rebooting world: Decoding the ch...
Discover insights on 2025 Pension Investment, geopolitical dynamics, and climate investing for sustainable growth.
Every pension fund has its own unique challenges. Explore real-life business cases to discover how we mobilise our investment expertise, solutions and services to provide tangible answers to the needs of clients like you.
We work with you to address these structural challenges, building resilient investment strategies that are designed to meet your long-term objectives.
Changing demographic dynamics will shape the financial landscape, particularly for pensions.
By 2050, the proportion of EU population aged over 65 is
expected to be more than 30%1.
Requires deep understanding of
the underlying forces driving
growth, as well as flexible
and individualised retirement
solutions.
(Source: Eurostat 2025)
Eurozone inflation has stabilised around 2%1, but inflation risks
remain in the US amid tariff worries, while in the UK,
CPI has risen to 3.8%2.
Agility is key. In a world of high uncertainty and inflation risks, seek diversification through real and alternative assets as well as geographic allocation strategies.
(Source: 1. Eurostat August 2025, 2. Office for National Statistics July 2025)
The proportion of pension funds invested in private markets is
predicted to rise from 74% in 2024 to 86% by 2027
An alternative source of performance, private markets also offer opportunity for impact.
Impact investing brings a dual benefit: yield and a
positive and measurable social or environmental impact.
(Source: Amundi-CREATE Report 2024)
46% of individuals invest to ensure a comfortable retirement,
34% to fund long-term care and 31% to fund education
and to leave an inheritance for younger generations.
We build retirement solutions designed to meet your members’ retirement goals.
Customised glide paths incorporating your member's KPIs and ESG preferences.
(Source: Decoding Digital Investment 2025)
73% of institutional investors
believe societal impact
is essential
Responsible investing is a cornerstone of Amundi’s investment approach.
100% of actively managed
open-ended funds integrate ESG criteria.
(Source: Amundi)
68% of pension funds considered geopolitical rivalries
a factor constraining their investment in Asian markets.
Geopolitics can have profound implications on long-term allocation decisions.
We leverage in-house geopolitical expertise to incorporate geopolitical risk in investment process and help you manage geopolitical risk.
(Source: Amundi-CREATE Report 2024)
60% of pension funds seek tools to measure the ESG impact of their investments
Our technology arm, Amundi Technology, combines expert knowledge and data services to provide you with leading ESG insights, reporting and analysis to strengthen and meet your sustainability-related investment objectives.
(Source: Amundi, 2024)
In an evolving retirement market, understanding the individual needs of each scheme is vital. We are committed to building tailormade retirement solutions that best meet the needs of each pension fund.
Explore below our effective solutions for all types of pension funds worldwide.
With a full-range of asset classes capabilities for pension funds, we are also specialists at integrating responsible investment across the entire pension value chain.
We offer a full range of investment solutions to meet the long-term needs of defined benefit (DB) pension funds:
Solutions to manage |
| Help improve returns and diversification |
| Reflect your responsible |
We offer capabilities to support defined contribution (DC) schemes and your members in meeting industry challenges through a wide range of solutions:
Active investment |
| Passive investment |
| Responsible Investment |
Bespoke, goal-based |
| Customisable glidepath |
| Personalised decumulation pathways |
As a dedicated partner to DB and DC plans, we can support you with advisory offerings and services across your pension fund’s whole value chain:
Our outsourced investment solutions team work with public and private pension funds across the globe to provide strategic advice and assist you in implementation. Our solutions platform aims to understand your distinct needs to:
We offer support on governance and strategy, asset allocation advisory, overlay management, asset or liability modelling and liability benchmark design.
Enhance your capabilities and achieve more impactful investment decisions with our ALTO Technology platforms. Our services offer for pension funds includes:
Enhance your quality of execution and scale your trading capacity with Amundi Intermediation. Our regulated entity is dedicated to best execution and one of the leading providers of buy-side outsourced dealing solutions for all asset classes and geographies
We offer our economic and financial expertise to pension funds through targeted publications, enhanced strategic dialogue and specialised events such as the annual Amundi Pension Club.
As Europe's largest asset manager1, we are a leading provider for pension funds.
Regions of client coverage:
Europe, Asia, the Americas,
and MEA1
DC & DB pension fund clients2
in DC & DB pension assets
under management2
1. Middle East and Africa. Source Amundi, as of end December 2024
2. Source Amundi, as of 31/03/2025
Amundi provides solutions for all types of institutional pension funds worldwide: defined benefit (DB), defined contribution (DC), and hybrid pension funds, offering investment and technology solutions across the entire pension value chain.
For pension services for individual investors, please contact your local Amundi office.
You can log in to your account, or reset your login details on https://www.amundi-tc.com/
If you’re still having trouble logging in, you can contact the employee savings team helpline on: +33 4 75 74 30 44, email address: customer.box@amundi-tc.com
Amundi provides a full range of active and indexing strategies across traditional and alternative assets, as well as tailored investment solutions to address the short-, medium- and long-term needs of pension funds, and help tackle your major savings and investment challenges.
Amundi is committed to supporting pension funds navigate the responsible investment landscape and define their net-zero approach. We support our clients in embracing sustainability through an extensive range of active, index and bespoke responsible investment and net-zero solutions and services to address the broad range of investor preferences.
Yes, Amundi offers a comprehensive range of expertise for DC pension schemes and their members. We provide tailored investment solutions, with customisable, integrated and modular access to all our retirement services to respond to your needs in a targeted manner. Providing active and passive investment building blocks, goal-based retirement solutions, customisable glidepath simulations, and personalised decumulation pathways to meet all your member’s retirement KPIs.
Amundi supports pension funds with a full range of advisory services, solutions and technology, including trading services, ESG-advisory and data solutions, knowledge-transfer, and training assistance. Our dedicated retirement solutions team provides strategic advice, asset allocation advisory, governance support, overlay management, and liability modelling.
Access Amundi’s regular publications on the Amundi Research Center website.
Stay up to date with economic and market research and insights tailored to pension funds, and receive invitations to our exclusive pension events by using the contact form.
This information is exclusively intended for “Professional” investors within the meaning Directive 2014/65/EU of the European Parliament and the Council of 15 Many 2014 on Markets in Financial Instruments (as amended) (MIFID II). It is not intended for the general public or for non-professional individual investors within the meaning of all local regulations, or for “US Persons”, as defined in the Securities and Exchange Commission’s “Regulation S” under the 1933 U.S. Securities Act. This non-contractual information does not under any circumstances constitute an offer to buy, a solicitation to sell, or advice to invest in financial instruments of Amundi or one of its affiliates (“Amundi”). Investing involves risks. The performance of the strategies is not guaranteed. Past performance does not predict future results. Investors may lose all or part of the capital originally invested. There is no guarantee that ESG considerations will enhance a strategy’s performance. The decision of investors to invest in the promoted strategies should take into account all characteristics of objectives of the strategies. All investors should seek professional advice prior to any investment decision, in order to determine the risks associated with the investment and its suitability. Amundi assumes no liability, either direct or indirect, resulting from the use of any of the information contained in this document, and shall not under any circumstances be held liable for any decisions taken on the basis of this information. This information may not be copied, reproduced, modified, translated or distributed, without the prior written approval of Amundi. This information is provided to you based on sources that Amundi considers to be reliable at the date of publication, and it may be modified at any time without prior notice.