Every pension fund has its own unique challenges. Explore real-life business cases to discover how we mobilise our investment expertise, solutions and services to provide tangible answers to the needs of our clients.
Pension funds are navigating a complex retirement landscape, made harder by a challenging market environment, ageing populations and ever-evolving regulation. To address these structural challenges, resilient, responsible investment strategies designed for the long-term are essential.
In the EU, the number of over 65s vs the number of workers has increased
from 27.1% in 2012 to 33% in 2022
(Eurostat 2025)
Reinforcing pension reserves through resilient portfolios will be essential
Structurally higher inflation.
4.2% in the Eurozone in 2023 vs 1.4% on average between 2010-2020
Robust real-yields through diversified and responsible investment strategies.
>500 regulatory initiatives implemented worldwide in 2024
(Source : PRI, Bloomberg)
Responsible investing is no longer an option. It’s a sustainable and regulatory necessity.
73% of institutional investors believe societal impact is essential
(Amundi)
Responsible investing is a cornerstone of Amundi’s investment approach. 100% of actively managed open-ended funds integrate ESG criteria.
42% of pension funds have increased their exposure to real assets since 2021
Impact investing via private assets offers a dual benefit: yield and a positive and measurable social or environmental impact
60% of pension funds seek tools to measure the ESG impact of their investments
(Amundi, 2024)
Amundi offers simulators, ESG scores and analysis to strengthen and meet sustainability-related investment objectives.
We firmly believe that attracting private investment into emerging markets is crucial for their economic development.
Explore below our effective solutions for all types of pension funds worldwide.
With a full-range of asset classes capabilities for pension funds, we are also specialists at integrating responsible investment across the entire pension value chain.
We offer a full range of investment solutions to meet the long-term needs of defined benefit (DB) pension funds:
Solutions to manage liability risk |
| Help improve returns and diversification |
| Reflect your responsible investment preferences |
| Extensive fixed income teams providing liability-driven and cash-driven investing, as well as efficient derisking solutions | A comprehensive range of strategies for growth and diversification purposes, available across all asset classes; active and passive, public and private | A large range of open-ended funds and tailor-made solutions for integrating ESG factors and managing climate-related risks |
We offer capabilities to support defined contribution (DC) schemes and your members in meeting industry challenges through a wide range of solutions:
Active investment building blocks |
| Passive investment building blocks |
| Responsible Investment solutions |
| For growth & diversification purposes: active fixed income, equity strategies, absolute return multi asset and real assets | Cost-effective passive solutions, ETF, smart beta and factor investing | A comprehensive range of active and passive responsible investment and net zero strategies |
Bespoke, goal-based retirement solutions |
| Customisable glidepath simulations |
| Personalised decumulation pathways |
| Life-cycle solutions tailored to the individual goals of your members and their retirement pathway | Comprehensive modelling capabilities reflecting risk profile and client constraints to illustrate different retirement plan options | Flexible and personalised decumulation solutions to convert accumulated assets into a steady and secure retirement income |
As a dedicated partner to DB and DC plans, we can support you with advisory offerings and services across your pension fund’s whole value chain:
Our outsourced investment solutions team work with public and private pension funds across the globe to provide strategic advice and assist you in implementation. Our solutions platform aims to understand your distinct needs to:
We offer support on governance and strategy, asset allocation advisory, overlay management, asset or liability modelling and liability benchmark design.
Enhance your capabilities and achieve more impactful investment decisions with our ALTO Technology platforms. Our services offer for pension funds includes:
A flexible portfolio management system
Consolidated risk monitoring
A cloud-based ESG data analytics solution, ALTO Sustainability
Enhance your quality of execution and scale your trading capacity with Amundi Intermediation. Our regulated entity is dedicated to best execution and one of the leading providers of buy-side outsourced dealing solutions for all asset classes and geographies
Amundi offers its economic and financial expertise to pension funds through targeted publications, enhanced strategic dialogue and specialised events such as the annual Amundi Pension Club.
As Europe's largest asset manager1, we are a leading provider for pension funds.
Regions of client coverage:
Europe, Asia, the Americas,
and MEA1
DC & DB pension fund clients2
in DC & DB pension assets
under management2
1. Middle East and Africa. Source Amundi, as of end December 2024
2. Source Amundi, as of 31/03/2025
This information is exclusively intended for “Professional” investors within the meaning Directive 2014/65/EU of the European Parliament and the Council of 15 Many 2014 on Markets in Financial Instruments (as amended) (MIFID II). It is not intended for the general public or for non-professional individual investors within the meaning of all local regulations, or for “US Persons”, as defined in the Securities and Exchange Commission’s “Regulation S” under the 1933 U.S. Securities Act. This non-contractual information does not under any circumstances constitute an offer to buy, a solicitation to sell, or advice to invest in financial instruments of Amundi or one of its affiliates (“Amundi”). Investing involves risks. The performance of the strategies is not guaranteed. Past performance does not predict future results. Investors may lose all or part of the capital originally invested. There is no guarantee that ESG considerations will enhance a strategy’s performance. The decision of investors to invest in the promoted strategies should take into account all characteristics of objectives of the strategies. All investors should seek professional advice prior to any investment decision, in order to determine the risks associated with the investment and its suitability. Amundi assumes no liability, either direct or indirect, resulting from the use of any of the information contained in this document, and shall not under any circumstances be held liable for any decisions taken on the basis of this information. This information may not be copied, reproduced, modified, translated or distributed, without the prior written approval of Amundi. This information is provided to you based on sources that Amundi considers to be reliable at the date of publication, and it may be modified at any time without prior notice.
